Wildfires aren’t the only thing heating up in California—homeowners insurance is, too. With major insurers pulling back from the market and premiums on the rise, many Californians are finding it harder than ever to secure reliable coverage. In this post, we break down what’s happening, why it matters, and what steps you can take to protect your home and finances in this shifting landscape.

Kohala, the northernmost gem of the Big Island, offers a perfect blend of adventure, culture, and relaxation. With its rolling green hills, dramatic coastal cliffs, and deep-rooted paniolo (Hawaiian cowboy) history, this region invites visitors to slow down and experience the true essence of old Hawaii.

From market highs to historic lows, understanding the past is the key to preparing for the future. Discover how smart strategies like building a robust cash reserve can help you navigate volatility with confidence and turn challenges into opportunities. Ready to weather the storm?